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韩国中央银行将组建CBDC内行数字货币工作组

2019-12-29 17:36

韩国央行正在组织一个工作组来研究央行数字货币(cbdc)。


12月26日,韩国央行(Bank of Korea)在一份题为《2020年货币政策》(Monetary Policy for 2020)的报告中宣布,将聘请专家研究分布式账本、加密货币和cbdc对金融结算和安全的影响。该组织还将“关注”其他国家对CBDCs的试验。


据CoinDesk Korea报道,该工作组最早可能于2020年1月成立。


去年,随着中国人民银行准备在2020年试点其“数字人民币”,美国联邦储备委员会(Federal Reserve)和欧洲央行(European Central Bank)宣布对电子货币取代现金展开调查。支持者表示,政府支持的数字货币可能改善国际和国内结算,并减少欺诈。


世行官员在文件中表示:“世行将制定反映国内情况的评估原则,以提高其对支付与结算系统的监督有效性。”


韩国央行(Bank of Korea)早些时候对数字货币的研究已经结束。此前的一个工作组在研究了一年虚拟货币和cbdc之后,于2019年1月解散。


世界银行发现,建立信任措施可能对传统银行服务的需求产生不利影响,从而影响金融稳定。


去年10月,韩国央行(Bank of Korea)银行财政局局长Hong Kyung-sik表示,一个拥有信贷体系的发达经济体不会从cbdc中受益。


尽管如此,去年9月,瑞银还是聘请了一位专家来研究加密货币。


根据国际清算银行(Bank for International Settlements)的数据,发达经济体和新兴经济体的“大多数”央行(接受调查的63家央行)都在研究CBDCs。

 

South Korea’s central bank is organizing a task force to research central bank digital currencies (CBDCs). 

 

Announced in a Dec. 26 report titled "Monetary Policy for 2020,” the Bank of Korea will hire experts to study the effects of distributed ledgers, cryptocurrencies and CBDCs on financial settlements and security. The group will also “keep an eye” on other countries’ experiments with CBDCs.

 

The task force could be formed as early as January 2020, reports CoinDesk Korea. 

 

In the past year, the U.S. Federal Reserve and the European Central Bank announced investigations into digital replacements for cash, as the People’s Bank of China readies to pilot its “digital yuan” in 2020. State-backed digital currencies may improve international and internal settlements as well as mitigate fraud, say backers.

 

“[T]he bank will enact assessment principles, reflecting domestic conditions, to improve the effectiveness of its oversight of the payment and settlement systems,” bank officials said in the document. 

 

Bank of Korea’s earlier research into digital currencies has come and gone. A previous task force was disbanded in January 2019 after a year of studying virtual currencies and CBDCs.

 

The bank found that CBDCs could adversely affect the demand for traditional banking services, which could impact financial stability. 

 

In October, Hong Kyung-sik, the head of the Bank of Korea's Banking and Finance Bureau, said an advanced economy with a credit system would not benefit from CBDCs. 

 

Still, the bank hired an expert to study cryptocurrencies this past September.

 

According to the Bank for International Settlements, a “majority” of central banks in developed and emerging economies (of 63 surveyed) are researching CBDCs.

原作者: Daniel Kuhn 来自: coindesk