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英国金融行为监管局正式负责监督加密企业反洗钱、反恐怖主义融资活动

2020-1-11 14:52

 

据Cointelegraph报道,根据1月10日发布的官方公告,英国金融行为监管局(FCA)将对从事加密货币相关活动的公司进行反洗钱、反恐怖主义融资监测,确保在英国注册的涉及加密资产的企业符合相关法规和要求。

 

加密企业需满足的要求


在公告中,英国金融行为监管局列出了参与加密货币相关业务的企业需要遵守新的要求,包括识别/评估公司业务所造成的反洗钱和反恐怖主义融资的风险程度、制定政策和措施来消除这些风险、开展客户尽职调查等。

 

公告中写道:

我们将积极监督企业遵守新法规的情况。如果企业达不到预期标准,或给市场诚信带来风险,我们将迅速采取行动。

 

英国对加密货币的戏剧般演变


早在2018年7月,英国金融行为监管局就警告称,由于消费者通常被误导,所以加密货币会带来巨大风险。它建议,以加密资产为标的的衍生品和交易所交易票据(ETNs)等产品并“不适合”小投资者。

 

尽管该监管机构一直在考虑限制散户投资者的加密衍生品交易,但在去年夏天,它得出结论认为,主流加密货币是“交换代币”,“通常是分散的,主要用于交换”。当时,英国金融行为监管局强调,此类数字货币不属于其监管范围,也不在其监管权限之内。

 

去年11月下旬,Radix分散式分类账首席执行官皮尔斯·里德亚德(Piers Ridyard)曾表示,实际上,英国当局对加密创新持相对开放的态度,并指出:


多年来,英国金融行为监管局对加密货币的看法不断演变进步,如只要获得监管许可,即允许在沙箱环境中试用此技术。英国通常自认是金融技术领域的领导者,因此,金融行为监管局不会成为妨碍创新的屏障。

 

Britain’s Financial Conduct Authority (FCA) now monitors anti-money laundering (AML) and counter terrorist financing (CTF) for companies carrying out cryptocurrency-related activities.

 

According to an official announcement published on Jan. 10, FCA will supervise whether United Kingdom-registered businesses engaged in crypto asset-related operations are compliant with relevant regulations and requirements.

 

List of requirements to crypto businesses

 

Further in the announcement, FCA set forth a list of requirements for cryptocurrency-related businesses, which includes the identification and assessment of risks in regards to AML and CFT, development of policies and controls to eliminate risks associated with AML and CFT, conduction of customer due diligence, and others.

 

“We will proactively supervise firms’ compliance with the new regulations, and will take swift action where firms fall short of desired standards and cause risks to market integrity,” the announcement said.

 

Britain’s crypto drama

 

Back in July 2018, FCA warned that cryptocurrencies pose a huge risk to consumers who are generally misinformed about them, and recommended that products such as derivatives and exchange-traded notes that reference crypto-assets were “ill-suited” to small investors.

 

Although the FCA is still considering the restriction of crypto derivatives for retail investors, it concluded last summer that major cryptocurrencies are “exchange tokens” which are “usually decentralized and primarily used as a means of exchange.”

 

At the time, the regulator emphasized that such digital currencies do not fall under the regulatory scope of the FCA and are outside its regulatory purview.

 

In late November of last year, Piers Ridyard, CEO of the Radix decentralized ledger, told Cointelegraph that U.K. authorities are actually relatively open to crypto innovation, and noted:

 

“The FCA has been progressive on its views on crypto for years; including monitoring and permitting trials of the technology in sandbox environments before regulatory licenses are needed. The UK generally sees itself as a Fintech leader, and the FCA sees part of its job as not getting in the way of innovation.”

原作者: Ana Alexandre 来自: cointelegraph