找回密码
 立即注册
首页 区块链新闻 查看内容
  • QQ空间

北京金融局局长霍学文:下周公布监管沙箱第一批入箱项目,包括区块链技术

2020-1-12 15:31

 

北京市十五届人大三次会议即将召开,1月11日晚,“一府两院”有关部门现场接受代表询问,活动现场,针对北京市在全国率先试点的金融科技“监管沙箱”,北京市地方金融监督管理局局长霍学文对新京报记者表示,金融科技“监管沙箱”已于去年落地,下周公布第一批入箱项目。

 

他表示,中国版的 “监管沙箱”有四个要求:首先,只有获得一行两会金融牌照的持牌金融机构才能申请,第二是持牌金融机构可以独立申请,也可以和金融科技或大型科技企业联合申请,第三是要遵从风险底线原则,不能突破风险底线,第四可以在监管边界做测试,入箱项目都要经过严格筛选和事前的风险防范约定,如果投资人发生损失,测试机构要赔偿。霍学文表示,“监管沙箱”的目的就是为了测试项目的合规性、风控程度以及更好平衡金融科技的发展和金融风险的防控,“从这个角度讲实际上就是把金融科技创新装进制度的笼子里”。

 

霍学文透露,任何一个应用到金融领域的技术都可以入箱测试,一定会有区块链技术纳入“监管沙箱”测试,。他表示,测试区块链技术的关键不仅测试技术本身,也会测试项目服务实体经济的作用,比如能多大程度服务小微、提升金融风险管理、给更多百姓提供金融价值。“金融会越来越场景化、技术化、数字化、普惠化,换句话说就是越来越贴近老百姓。如何让百姓得到更多的保护,是监管沙盒的初衷。”霍学文说。

 

The 15th session of National People's Congress meeting the upcoming three times in Beijing, Jan. 11 night, "a governments" relevant departments of the site representative inquiries, event, for Beijing in the first pilot of the nation's financial "sandbox" regulation of science and technology, Beijing city local financial supervision and administration of the Beijing news reporter said that the financial "sandbox" regulation of science and technology have landed in the past year, announced the first batch of project into boxes next week.

 


Supervised, he said, the Chinese version of "sandbox" has four requirements: first, only get one line and two licensed financial institutions can apply for the financial license plates, the second is a licensed financial institutions can independent application, also can and financial technology or large enterprise jointly apply for science and technology, the third is a risk the bottom line principle to follow, cannot break through the risk the bottom line, the fourth can do the test in the regulatory boundaries, into the box are through strict screening and advance of project risk prevention convention, if the investor losses, testing agencies to compensate. Huo said the purpose of the regulation sandbox is to test project compliance, risk control, and better balance the development of fintech with the prevention and control of financial risks.

 


Huo revealed that any technology applied to the financial sector can be tested in a box, and there will be block chain technology included in the "regulatory sandbox" test. He said the key to testing the blockchain technology is not only to test the technology itself, but also to test how well the project can serve the real economy, such as how well it can serve the small, improve financial risk management and provide financial value to more people. "Finance will become more and more contextualized, technical, digital and inclusive. In other words, it will become more and more close to the people. How to make people more protected is the original intention of sandbox regulation." Huo xuewen said.

原作者: 张姝欣 来自: 新京报