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由于监管控制,100万个EPayments帐户被冻结

2020-2-12 15:21

 

根据英国金融市场行为监管局(Financial Conduct Authority)的反洗钱(anti-money-laundering, AML)程序,英国授权的电子货币机构EPayments Systems Ltd必须暂停在线支付业务。


EPayments在其网站上发布了一份简短声明,并向其客户发送了电子邮件,提供了FCA监管检查的一些细节。这项规定冻结了ePayments 100万个用户账户,并禁止开设新账户。


“经过与FCA的讨论,ePayments已同意暂停客户账户活动,直到采取补救措施,使FCA满意为止。”


自推出以来,FCA已允许ePayments在整个欧盟范围内提供服务,包括使用IBAN发行虚拟账户、预付卡、处理支付、发行电子货币和处理电子货币钱包。


然而,在目前的禁令下,客户将无法转账、交易、提取或存入资金,也无法使用他们的ePayments卡。

 

EPayments的加密货币历史


ePayments背后的团队在早期参与了密码交换数字证券交换,当时加密货币在英国没有受到严格的监管。早期ePayments客户可以使用该平台交换菲亚特和密码。


由于ePayments用户在注册账户前必须通过KYC程序并披露身份信息,FCA最近关闭的具体原因仍不清楚。


Cointelegraph上月报道称,英国金融市场行为监管局(FCA)目前是英国唯一负责加密业务的反洗钱机构。在对“反洗钱”立法采取“放任政策”的情况下,经过十年的合规努力,英国的“反洗钱”工作取得了成效基于美国的密码公司现在面临着一套更加严格的规则。

 

EPayments Systems Ltd, a United Kingdom-authorized electronic money institution, must suspend online payment operations due to the Financial Conduct Authority’s anti-money-laundering (AML) procedures. 

 

EPayments has released a short statement on its website and has sent out emails to its customers to give a few details on the FCA’s regulatory checks. This regulation has frozen ePayments one million user accounts and has banned new account openings. 

 

“Following discussions with the FCA, ePayments has agreed to suspend activity on customer accounts until remedial action has been undertaken to the satisfaction of the FCA.”

 

The FCA has allowed ePayments to provide services including issuing virtual accounts with IBAN, prepaid cards, processing payments, issuing e-money and handling electronic money wallets throughout the European Union since its initial launch.

 

Yet, with the current ban, customers will be unable to transfer, deal, withdraw or deposit funds and will be unable to use their ePayments cards.

 

EPayments’ history with cryptocurrency 

 

The team behind ePayments was involved with a crypto exchange Digital Securities Exchange early on, when cryptocurrency was not regulated as heavily in the U.K. Early ePayments customers could use the platform to exchange fiat and crypto. 

 

As ePayments users were obliged to pass KYC procedures and disclose ID information before setting up their accounts, the specifics behind the recent shutdown by the FCA remain unclear.  

 

Cointelegraph reported last month that the Financial Conduct Authority (FCA) is now the United Kingdom's sole AML authority for the crypto business. After a decade of compliance under a laissez-faire approach to AML legislation, U.K.-based crypto firms now face a significantly more stringent set of rules.

 

原作者: Ting Peng 来自: cointelegraph