找回密码
 立即注册
首页 区块链新闻 查看内容
  • QQ空间

美国政府希望从法律上没收托管机构手中无人认领的加密货币

2020-3-16 12:52

 

Cryptoflip声称,它将出售自己供应的比特币,不会在第三方交易所发布订单,也不会收到用于传输的资金。由于该公司不是作为第三方交易所或“类似托管的中介”,因此它不从事接收用于传输或传输货币的业务。此外,Cryptoflip并不从事将法定货币兑换为法定货币的业务,只与同样在金融犯罪执行网络(FinCEN)注册为货币服务业务的持有toma许可证的公司合作。根据提交的信息,该部门得出结论,Cryptoflip不需要TOMA许可证,并详细说明:


每个交易都是Cryptoflip和消费者之间的数字货币兑换交易……Cryptoflip出售自己的加密货币换取法定货币时,并不进行货币传输。


在联邦层面,众议员保罗·戈萨(Paul Gosar)上周在自我隔离期间提出了《2020年密码货币法案》(Crypto-Currency Act of 2020)。该法案的目的是“明确哪些联邦机构监管数字资产,要求这些机构将创建或交易此类资产所需的任何联邦许可、证书或注册通知公众,以及用于其他目的。”“虚拟货币”一词在法案中被定义为“任何类型的数字单位,包括加密货币”。“持有人”指一个人有义务持有帐户,或提供或支付,业主,财产受本条例”和“车主”是指“一个人他的名字出现在记录持有人的财产的所有者,发行,或由于夹。”

 

强制清算


根据该法案的文本,该法案还“规定向国家财务主管交付应报告的虚拟货币”。该法案将国家财务主管称为行政管理人,并提出如下建议:


向管理人报告的财产是虚拟货币的,持有人应当将虚拟货币变现,并将收益汇给管理人。清算应在根据第15-401条提交报告前30天内的任何时间进行。


条例草案续称:“在根据本款对虚拟货币进行清算后,所有人不得向持票人或管理人追偿任何价值上的收益。”


伊利诺斯州密码公司的货币传送许可证


在伊利诺斯州运营的加密货币交换服务提供商可能需要根据伊利诺斯州货币传送法案(TOMA)获得货币传送许可证。本月初,伊利诺斯州金融和专业监管局(金融机构司)在关于加密公司的货币发送许可的非约束性声明中阐明了自己的立场。关于加密公司Cryptoflip是否需要获得TOMA许可证一事,该公司致函圣地亚哥的加密律师事务所,解释称“Cryptoflip不销售或发行支付工具,因为支付工具必须是‘用于传输或支付货币’的,”并补充道:


比特币不是TOMA的货币。


美国伊利诺斯州提出一项法案,考虑在托管五年后被放弃的无人认领加密货币。这些硬币将被清算,收益将汇给国库。加密货币所有者将无法向托管方或国家追偿。


如果5年无人认领,密码将被认为是废弃的


伊利诺伊州众议院4573号法案是对该州修改后的《统一无人认领财产法》(Uniform Unclaimed Property Act)的修正,该法案周四被提交给了州税收和财政委员会(Revenue and Finance Committee)。似乎是为了证明经常被引用的比特币格言“不是你的钥匙,也不是你的硬币”,众议员迈克尔·j·扎勒维斯基(Michael J. Zalewski)提出的法案中写道:


[该法案]规定,如果虚拟货币在最后一次表明对该物业有兴趣的5年后无人认领,虚拟货币将被推定为被遗弃。

 

Cryptoflip claims that it will sell bitcoin from its own supply, will not post orders on third party exchanges, or receive funds for transmission. Since the company is not acting as a third-party exchange or an “escrow-like intermediary,” it is therefore not in the business of receiving money for transmission or transmitting money. Furthermore, Cryptoflip is not engaged in the business of exchanging fiat currency for fiat currency and will only work with TOMA-licensed companies that are also registered with the Financial Crimes Enforcement Network (FinCEN) as Money Services Businesses. Based on the information presented, the Department concluded that Cryptoflip would not require a TOMA license, elaborating:

 

    Each exchange is an exchange of digital currency for money between Cryptoflip and a consumer … Cryptoflip is not engaged in money transmission when it sells its own cryptocurrency for fiat currency.

 

On the federal level, Rep. Paul Gosar introduced the Crypto-Currency Act of 2020 last week while under self-quarantine. The aim of this bill is to “clarify which federal agencies regulate digital assets, to require those agencies to notify the public of any federal licenses, certifications, or registrations required to create or trade in such assets, and for other purposes.”The term “virtual currency” is defined in the bill as “any type of digital unit, including cryptocurrency.” A holder “means a person obligated to hold for the account of, or to deliver or pay to, the owner, property subject to this Act” and the term “Apparent owner” means “a person whose name appears on the records of a holder as the owner of property held, issued, or owing by the holder.”


Forced Liquidation

 

The bill additionally “Provides for the delivery of reportable virtual currency to the State Treasurer,” according to its text. Referring to the State Treasurer as the administrator, the bill proposes:

 

    If property reported to the administrator is virtual currency, the holder shall liquidate the virtual currency and remit the proceeds to the administrator. The liquidation shall occur anytime within 30 days prior to the filing of the report under Section 15-401.

 

“The owner shall not have recourse against the holder or the administrator to recover any gain in value that occurs after the liquidation of the virtual currency under this subsection,” the bill continues.

 

Illinois Money Transmitter Licenses for Crypto Companies

 

Cryptocurrency exchange service providers operating in the state of Illinois may need to obtain a money transmitter license under the Illinois Transmitters of Money Act (TOMA). Early this month, the Illinois Department of Financial and Professional Regulation, Division of Financial Institutions, clarified its position in non-binding statements regarding money transmitter licenses for crypto firms. Its letter to San Diego-based The Crypto Lawyers regarding whether a crypto firm called Cryptoflip was required to obtain a TOMA license explains that “Cryptoflip is not selling or issuing payment instruments because payment instruments must be ‘for the transmission or payment of money,'” adding:

 

    Bitcoin is not money under TOMA.

 

The U.S. state of Illinois has advanced a bill to consider unclaimed cryptocurrencies at custodians abandoned after five years. The coins will then be liquidated and the proceeds remitted to the State Treasurer. The cryptocurrency owners will have no recourse against the custodians or the state.

 

Crypto Considered Abandoned if Unclaimed for 5 Years

 

Illinois House Bill 4573, which amends the state’s Revised Uniform Unclaimed Property Act, was assigned to the state’s Revenue and Finance Committee on Thursday. As if to demonstrate the oft-cited bitcoin maxim “not your keys, not your coins,” the bill introduced by Rep. Michael J. Zalewski states:

 

    [The bill] Provides that virtual currency is presumed abandoned if it is unclaimed by the apparent owner 5 years after the last indication of interest in the property.

 

 

来自: bitcoin