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币安贷款将比特币现金添加到灵活的存款中,让用户在BCH上赚取利息

2020-3-19 15:28

 

3月5日,托管服务提供商Bitgo宣布,经过几个月的内测,它已经开始提供机构数字资产借贷服务。据说,该贷款服务是由一个了解机构投资者需求的华尔街团队建立的。


同日,中国密码贷款公司Babel Finance也对2020年的市场前景进行了展望,指出“由于各种密码金融机构采取的横向发展战略,使得借贷市场越来越拥挤。”尽管如此,该公司的未偿还贷款余额在今年创下了新高,在2020年2月18日达到了3.8亿美元。比特币现金用户现在有了另一个渠道,可以从他们持有的数字资产中赚取利息。除了ETH和EOS之外,Binance还在其贷款平台上增加了对BCH灵活存款的支持。这一发展正值加密借贷领域的竞争升温之际。


Binance将比特币现金加入借贷平台


Binance是一家广受欢迎的国际加密货币交易所,拥有180多个国家和地区的用户。该公司宣布,向持有包括比特币现金在内的另外三种顶级加密货币的用户扩展一项附带利息的服务。Binance Lending现在已经将ETH、BCH和EOS加入了为灵活存款提供支持的数字资产名单。这些房间只加入了BTC、BNB和两套之前可用的小房间。


借贷是交易所向用户提供的一种金融产品,用户可以将平台上闲置的密码资产借贷给交易所,获取保证金,赚取利息。灵活的存款就像加密的储蓄账户,可以灵活地赎回资金,无需长期承诺,而且在保证金交易商使用你的资金时,还可以简单地获得每日利息。


比特币现金在Binance借贷的个人最高限额设定为100万BCH,但该公司表示,将根据市场和风险因素调整利率和灵活存款的个人最高限额。从有能力借出这么多钱的用户的角度来看,在交易所持有大量资金的风险也应该考虑在内。


Binance总是非常迅速地将对比特币现金的支持添加到它在初始测试阶段之后推出的新服务中。2019年10月,BCH在Binance Chain上开发的去中心化交易所推出了BCH交易,通过在真实的比特币现金资产支持的DEX上列出一个令牌来实现。


2019年12月,该公司还推出了BCH/USDT期货合约,杠杆率高达75倍于其Binance期货交易平台。比特币现金是Binance的期货交易平台上提供的第三种数字资产,巩固了它在加密衍生品市场的地位。

 

加密货币的借贷竞争正在升温


加密货币借贷业务以前是专门的风险投资领域,现在吸引了零售交易所和钱包等新公司的大量关注。


3月10日,Blockchain.com推出了一款名为Borrow的产品,向零售用户提供与他们钱包里的加密资产挂钩的“马币”。这项贷款服务向180多个国家的用户提供。该公司还表示,将向散户用户提供与机构投资者相同的流动性池。

 

On March 5, custody service provider Bitgo announced that it has begun offering institutional digital asset lending services after a few months of private beta. The lending service was said to be built by a Wall Street team that understands institutional investors’ needs.

 

That same day, Chinese crypto lending company Babel Finance also provided its outlook on the market in 2020, and noted that “The lending market is increasingly crowded because of the horizontal development strategy adopted by various crypto finance players.” Still, the company’s outstanding loan balance broke a new record high this year, reaching $380 million on February 18, 2020.Bitcoin cash users now have another venue to earn interest on their digital asset holdings. Binance has added support for BCH flexible deposits on its lending platform, alongside ETH and EOS. This development comes just as competition in the crypto lending field is heating up.

 

Binance Adds Bitcoin Cash to Lending Platform

 

Binance, the popular international cryptocurrency exchange with users from over 180 countries and regions, has announced the expansion of an interest bearing service to its users who hold three additional top cryptos including bitcoin cash. Binance Lending has now added ETH, BCH and EOS to the list of supported digital assets for flexible deposits. These join only BTC, BNB and two stablecoins which were available before.

 

Lending is a financial product that the exchange provides to its users to lend their idle crypto assets on the platform to Binance Margin, and earn interest for it. Flexible deposits is like a savings account for crypto, with the flexibility to redeem funds without a long term commitment and the simplicity of getting daily interest while margin traders are using your funds.

 

The individual maximum limit for bitcoin cash on Binance Lending was set to 1,000,000 BCH but the company says it will adjust interest rates and maximum individual limits on flexible deposits based on market and risk factors. From the point of view of the users that can afford to lend such an amount, the risks of holding any large amount on an exchange should also be considered.

 

Binance is always pretty quick to add support for bitcoin cash to new services it launches after an initial testing phase. In October 2019 it launched BCH trading on the decentralized exchange developed on top of Binance Chain, achieved by listing a token on the DEX which is backed by real bitcoin cash assets.

 

In December 2019 the company also launched BCH/USDT futures contracts with up to 75x leverage on its Binance Futures trading platform. Bitcoin cash was only the third digital asset made available on Binance’s futures trading platform, strengthening its position in the crypto derivatives market.


Cryptocurrency Lending Race Is Heating Up

 

The business of lending and borrowing cryptocurrencies, which was previously the domain of specialized ventures, has attracted a lot of attention from new companies such as retail exchanges and wallets.

 

On March 10, Blockchain.com launched Borrow, a product offering retail users USD-pegged stablecoins against crypto assets held in their wallets. This lending service was made available to users in more than 180 countries. The company also said it will be offering retail users access to the same liquidity pool as institutional investors.

 

 

来自: bitcoin