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区块链贸易融资平台we.trade裁员

2020-6-19 11:35

 

上周,We.trade区块链贸易融资平台经历了一轮裁员。就在四周前,IBM宣布对该平台进行投资。但是,当我们在四月份与we.trade聊天时,有一项计划今年筹集1500万欧元。其中包括来自现有股东,IBM以及保险人和信用评级公司等其他外部人士的资金。

总经理Ciaran McGown确认了对Ledger Insights的裁员。 McGowan通过电子邮件说:“我们的资源需求随时间变化,我们最近减少了在技术和产品领域的许多职位。”

“我们保持敏捷的能力确保了我们尽可能有效地管理公司的资源。银行及其客户对we.trade的兴趣仍然很浓,我们相信,贸易和贸易融资的数字化今天比以往任何时候都更加重要。”

我们的信息是,现有股东定于5月投资,外部投资者(包括保险公司)于9月投资。情况有所改变,贸易金融保险业收紧。

《全球贸易评论》(Global Trade Review)首先报道了裁员,理由是一些现有银行未能进行再投资或仅承诺降低金额。报告还指出,we.trade曾希望从主要的贸易融资保险公司Euler Hermes筹集2-3百万欧元,但失败了。

4月下旬,英国《金融时报》指出,除非政府提供支持,否则Euler Hermes希望大幅减少英国的贸易融资保险额。它引用了该保险人的一封信的摘录,其中强调了全球破产的可能性可能会增加20-25%,并且其打算在某些领域审查信贷额度决定。

从正面来看,我们之前注意到we.trade已经达到了满足银行安全性和合规性要求的地步,这已成为全面推广的障碍。因此,到目前为止,只有两家银行,即Nordea和SociétéGénérale,已经完全部署了该解决方案,而其他银行的数量受到了限制。

使IBM成为股东的原因之一是帮助银行与该平台集成,特别是在欧洲以外。 IBM构建了最初的平台,但是we.trade随后进行了内部开发。

目前,所有12家we.trade股东银行均为欧洲银行:CaixaBank,德意志银行,Erste银行及其子公司Českáspořitelna,汇丰银行,KBC,Natixis,Nordea,荷兰合作银行,桑坦德银行,法国兴业银行及其子公司KB,UBS和意大利联合信贷银行。 Eurobank,CSOB和UniCredit Germany是非股东持牌人。

 

We.trade the blockchain trade finance platform has been through a round of layoffs in the last week. Just four weeks ago, IBM announced an investment in the platform. However, when we chatted to we.trade back in April, there was a plan to raise 15 million euro this year in multiple tranches. This included finance from existing shareholders, IBM, as well as other outsiders such as insurers and credit ratings firms.

General Manager Ciaran McGown confirmed the layoffs to Ledger Insights. “Our resourcing requirements change over time and we have recently reduced a number of roles in the technical and product areas,” said McGowan via email.

“Our ability to remain agile ensures that we’re managing the company’s resources as effectively as possible. Interest in we.trade, from banks and their clients, remains strong and we’re confident that the digitisation of trade and trade finance is more relevant today than ever before.”

Our information was that existing shareholders were scheduled to invest in May and external investors, including insurers in September. The landscape has changed somewhat, and the trade finance insurance sector has tightened.

Global Trade Review first reported the job cuts, citing some existing banks’ failure to reinvest or only commit to lower amounts. It also stated that we.trade had expected to raise 2-3 million euro from major trade finance insurer Euler Hermes which had fallen through.

In late April, the Financial Times noted that Euler Hermes was looking to significantly reduce the amount of trade finance insurance cover in the UK unless the government provided a backstop. It cited excerpts from a letter by the insurer that highlighted a likely 20-25% increase in global insolvencies and its intention to review credit limit decisions in some areas.

On a more positive note, we previously noted that we.trade has reached the point where it has satisfied the banks’ security and compliance requirements, which has been an obstacle to full roll out. Hence only two banks, Nordea and Société Générale, had fully deployed the solution so far with the others restricted in terms of volume. 

One of the reasons for bringing IBM on board as a shareholder is to help banks to integrate with the platform, especially outside Europe. IBM built the initial platform, but we.trade subsequently took the development in-house.

Currently all 12 we.trade shareholder banks are European: CaixaBank, Deutsche Bank, Erste Bank and its subsidiary Česká spořitelna, HSBC, KBC, Natixis, Nordea, Rabobank, Santander, Société Générale and its subsidiary KB, UBS, and UniCredit Italy. Eurobank, CSOB and UniCredit Germany are non-shareholder licensees.

 

来自: Ledger Insights