找回密码
 立即注册
首页 区块链新闻 查看内容
  • QQ空间

泰国银行将试行央行数字货币用于企业支付

2020-6-22 12:37

 

昨天,泰国银行宣布了使用中央银行数字货币(CBDC)的商业支付系统原型的计划。该项目将以世行此前CBDC的Inthanon项目为基础。


泰国最引人注目的区块链项目之一是Siam水泥采购解决方案,由该公司的创新部门Digital Ventures公司与埃森哲联合开发。最新的项目旨在整合B2B支付,利用CBDC和区块链平台。这项工作将于七月开始。


R3的Corda是Inthanon项目和Siam Cement区块链平台使用的技术,这将使集成变得更容易一些。


大多数CBDC平台侧重于金融机构的批发CBDC或日常使用的零售CBDC。因此,泰国银行的路线是一个新的起点,这是有意义的,因为它为企业区块链的使用提供CBDC,而不将参与者限制为银行。


今年1月,Inthanon项目通过与香港金融管理局(HKMA)的一个联合CBDC项目完成了其最新版本。这使得银行之间的直接付款不需要使用代理银行。涉及香港的两家商业银行和泰国的八家商业银行。


今年1月发布的这份报告强调了Nostro-vostro流动资金所涉及的巨大成本,即维持世界各地众多银行的银行账户。


泰国央行(Bank of Thailand)表示,计划与香港金管局合作推进该项目,稍后将公布进一步细节。

 

Yesterday, the Bank of Thailand announced plans for a prototype of a business payment system that will use central bank digital currency (CBDC). The project will build on the bank’s previous CBDC work, Project Inthanon.

 

One of Thailand’s highest profile blockchain projects is the Siam Cement procurement solution, developed by the company’s innovation arm, Digital Ventures Company, in conjunction with Accenture. The latest project aims to integrate B2B payments that leverage CBDC with the blockchain platform. The work will commence in July.

 

R3’s Corda is the technology used by both Project Inthanon and the Siam Cement blockchain platform, which should make integration a little easier.

 

Most CBDC platforms have focused on either wholesale CBDC for financial institutions or retail CBDC for everyday use. The Bank of Thailand’s route hence is a novel departure, that makes sense because it provides a CBDC for enterprise blockchain use without limiting the participants to banks.

 

In January, Project Inthanon completed its latest iteration through a joint CBDC project with the Hong Kong Monetary Authority (HKMA). This enabled direct bank to bank payments without the need to use correspondent banks. It involved two commercial banks in Hong Kong and eight in Thailand.

 

The report issued in January highlighted the significant costs involved in Nostro-vostro liquidity – maintaining bank accounts with numerous other banks around the world.

 

The Bank of Thailand said it plans to advance the project in conjunction with the HKMA and further details will be announced later.

 

来自: Ledger Insights