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英格兰银行宣布新的以创新为导向的支付网络

2020-8-3 11:58

 

7月30日,英格兰银行(BofE)宣布它已授予埃森哲更新实时总结算(RTGS)系统的合同,该系统是英国支付的关键基础设施,每天处理6850亿英镑。


声明中没有提到数字英镑或中央银行数字货币(CBDC),但提到了创新。值得注意的是,埃森哲与欧洲央行(ECB)、法国、加拿大、新加坡和瑞典进行了多次中央银行数字货币(CBDC)实验。它也是私人数字美元倡议的合作伙伴。


此外,顾问与SAP合作,调整SAP支付引擎,使基于令牌的实时总结算能够与主RTGS系统一起运行。


RTGS更新计划的设计已进行了数年。两年前,英格兰银行与初创公司合作,以确保任何RTGS设计都能与新的创新产品互操作。这涉及多个区块链公司,其中包括Clearmatics公司,该公司是由众多全球银行支持的Fnality数字货币网络的技术提供商。


英格兰银行(Bank of England)银行、支付和创新执行董事维多利亚•克莱兰(Victoria Cleland)表示:“这项更新计划不仅是英国银行的关键优先事项,也是整个英国支付行业的关键优先事项。”“更新后的RTGS服务不仅将惠及国内每一个付款人,而且将保持英国在支付创新方面的领先地位。”


埃森哲和银行都表示,其目的是改善高价值支付系统的互操作性、功能性和风险管理。


与此同时,英国央行是最早开始探索数字货币的银行之一,并在五个月前发布了数字英镑研究路线图,目前正在进行磋商。它尚未宣布CBDC的任何决定。

 

July 30 the Bank of England (BofE) announced that it awarded Accenture the contract for the renewal of its Real Time Gross Settlement (RTGS) system, the critical infrastructure in UK payments that processes £685 billion daily.

A digital pound or central bank digital currency (CBDC) was not mentioned in the announcement, but innovation was. Notably, Accenture is involved in numerous Central Bank Digital Currency (CBDC) experiments with the European Central Bank (ECB), FranceCanadaSingapore and Sweden. It’s also a partner in the private Digital Dollar Initiative. 

Additionally, the consultants worked with SAP to adapt the SAP Payments Engine to enable token-based real time gross settlement to run alongside a primary RTGS system.

The design of the RTGS renewal program has been in the works for several years. Two years ago, the Bank of England worked with startups to ensure any RTGS design could be interoperable with new innovations. This involved multiple blockchain firms, including Clearmatics, the technology provider for the Fnality digital currency network backed by numerous global banks. 

“The Renewal Programme is a key priority not just for the Bank but also the wider UK payments industry,” said Victoria Cleland, Executive Director for Banking, Payments and Innovation at the Bank of England. “The renewed RTGS service will be designed not only to benefit everyone in the country who makes payments, but to keep the UK at the leading edge of payments innovation.”

Both Accenture and the Bank said the aim was to improve interoperability, functionality and risk management of the high-value payment system.

Meanwhile, the Bank was one of the first to start exploring a digital currency and released its digital pound research roadmap five months ago and is holding consultations. It has not yet announced any CBDC decision.

 

来自: Ledger Insights