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巴西央行可能准备在2022年推出数字货币

2020-9-8 13:53

 

据巴西媒体2020年9月2日报道,巴西央行行长罗伯托·坎波斯·内托认为,巴西央行最早将于2022年推出中央银行数字货币(CBDC)。此前,中国央行在8月份宣布,将启动一项针对CBDC发行的全球研究。


内托指出,巴西将在两年内具备发布CBDC所需的技术基础。然而,他认识到功能必须首先到位。“要拥有数字货币,你需要一个高效、可互操作的即时支付系统;一个开放的系统,在那里你可以创造竞争;一种有信誉的、可兑换的、国际化的货币。”


总统还提到了巴西央行提出的2019年法案,该法案旨在实现巴西汇率体系的现代化,并将在两周后提交表决。该法案通过后,将有助于实现Neto提出的“可兑换”目标。


本周早些时候,世界银行概述了CBDC工作组的组成情况,该工作组将首先关注风险地图以及对普惠金融和货币政策的影响。最近的声明强调,尚未作出推进CBDC的决定。


2020年4月,央行宣布推出自己的区块链平台PIER(监管实体信息集成平台),该平台将允许金融机构监管部门之间的数据交换。该银行还计划在今年11月推出24/7的即时支付系统PIX,以提高零售支付市场的效率和竞争力。


除了私人和公共业务,基于区块链的解决方案和网络,以及人工智能和其他新兴关注点,是政府2020年4月28日法令的重点,该法令还包含了数字政府战略。数字政府委员会的目标包括推广使用新兴技术的公共政策,向所有巴西公民提供数字身份,并优化ICT基础设施。


所有上述举措都表明了巴西为避免在采用金融领域最新技术方面落在后面所做的积极努力。

 

Brazil’s Central Bank President, Roberto Campos Neto, believes the Bank may be ready for central bank digital currency (CBDC) as early as 2022, as reported by the Correio Braziliense on 2 September 2020. This follows the Central Bank’s announcement in August about starting a world-wide study on CBDC issuance. 

Neto outlined that Brazil will have the technological foundations necessary to issue the CBDC ready in two years. However, he recognizes the features that must be in place first. “To have a digital currency, you need an instant payment system that is efficient and interoperable; an open system, where you can create competition; and a currency that has credibility, is convertible and international,” said the president of the Bank.

The president also pointed to the 2019 Bill presented by the Central Bank, which aims to modernize Brazil’s exchange rate system and be tabled for voting in two weeks’ time. When the Bill is passed, it should help to achieve the “convertible” aim outlined by Neto.

Earlier this week, the Bank outlined the formation of the CBDC working group, which will initially focus on risk mapping and the impact on financial inclusion and monetary policy. The latest statement emphasized that no decision has been made to go forward with a CBDC.

In April 2020, the Central Bank announced the launch of its own blockchain platform, PIER (Platform for Information Integration of Regulatory Entities), which will allow for the exchange of data between financial institutions’ regulatory authorities. The Bank also plans to launch a 24/7 instant payment system called PIX this November to improve their retail payment market efficiency and competitiveness.

Private and public businesses aside, blockchain-based solutions and networks, alongside AI and other emerging focus, was a focus in the Government’s 28 April 2020 Decree, which also contained the Digital Government Strategy. Objectives of the Digital Government Committee include the promotion of public policies using emerging technologies, making digital identities available to all Brazilian citizens, and to optimize ICT infrastructures.

All of the above initiatives demonstrate Brazil’s fervent efforts to avoid being left behind in adopting the newest technologies in the financial sector. 

 

来自: Ledger Insights