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摩根大通、花旗集团第三季度利润增长超预期 贷款损失拨备减少

2020-10-14 15:09

 

纽约,10月13日(新华社)——周二,美国大银行摩根大通和花旗集团公布了2020年第三季度好于预期的经营业绩,这在很大程度上得益于市场信贷条件的改善。


摩根大通公布第三季度净收入94.4亿美元,比第二季度增长101%,比2019年同期增长4%。摩根大通第三季度的净收入为每股2.92美元,超过市场预期的每股2.23美元。特别值得一提的是,消费者和社区银行部门的利润为38.7亿美元,而第二季度的亏损为1.76亿美元。


摩根大通第三季度的净收入为299.4亿美元,略低于第二季度和2019年同期,但高于分析师预计的284亿美元。


与此同时,花旗集团的净利润为32亿美元,摊薄后每股收益为1.4美元,大大高于第二季度的每股收益0.5美元和市场预期的每股收益0.93美元。不过,花旗第三季净利较上年同期下滑34.69%。


花旗集团(Citigroup)在一份新闻稿中表示,净利润下降主要是由收入下降、支出增加和信贷成本上升推动的。


花旗集团第三季度的总收入为173亿美元,同比分别下降12%和7%。相比之下,分析师预计该行第三季度总收入为172亿美元。


随着经济继续重开,刺激措施发挥作用,两家银行第三季度的信贷损失有所减少。


摩根大通第三季度的信贷损失准备金为6.11亿美元,低于第二季度的104.7亿美元和2019年第三季度的15.1亿美元。


花旗集团第三季度公布了22.6亿美元的净信贷损失、信贷损失净备抵和其他拨备,相比之下,2020年第二季度为79亿美元,2019年第三季度为20.8亿美元。


摩根大通管理着2.6万亿美元的资产,同比增长16%,资产管理部门贡献了8.77亿美元的净收入,比上一季度和2019年第三季度都增长了30%以上。


摩根大通董事长兼首席执行长戴蒙(Jamie Dimon)说,该公司最近获得了在美国另外10个州开设分行的批准,将在全美48个州开设分行。


戴蒙还指出,精心设计的刺激方案将提高摩根大通改善经营业绩的可能性。


瑞银全球财富管理(UBS Global Wealth Management)周一发布的一份研究报告显示,美国企业获利的韧性强于预期,因标普500指数成份股企业对服务业的敞口小于整体经济。


瑞银集团将标普500成员公司2020年的累计每股收益预期从125美元上调至130美元,同时也上调了2021年的每股收益预期。


美国银行证券股票及量化策略师Savita Subramanian周一表示,标准普尔500指数成份股公司第三季度累积每股收益为34.5美元,较市场预期的32.9美元高出5%。

 

NEW YORK, Oct. 13 (Xinhua) -- U.S. top-ranking banks J.P. Morgan Chase & Co. and Citigroup Inc. on Tuesday reported expectation-beating operating results for the third quarter of 2020 largely thanks to improvement in market credit conditions.

J.P. Morgan posted 9.44 billion U.S. dollars of net income in Q3, which surged 101 percent from Q2 and rose 4 percent from the same period of 2019. The net income of J.P. Morgan in Q3 translates into 2.92 U.S. dollars per share, exceeding market expectation of 2.23 U.S. dollars per share. In particular, the consumer and community banking sector had 3.87 billion U.S. dollars of profits in comparison with 176 million U.S. dollars of losses in Q2.

J.P. Morgan registered 29.94 billion U.S. dollars of net revenues in Q3, slightly lower than that in Q2 and the same period of 2019, but higher than analysts' estimate of 28.4 billion U.S. dollars.

Meanwhile, Citigroup had 3.2 billion U.S. dollars of net income, or 1.4 U.S. dollars per diluted share, materially higher than 0.5 U.S. dollar per share in Q2 and market expectation of 0.93 U.S. dollar per share. However, Citigroup's net income in Q3 dropped 34.69 percent year on year.

The drop of net income was largely driven by the lower revenues, an increase in expenses and higher credit costs, said Citigroup in a release.

Citigroup generated 17.3 billion U.S. dollars of total revenues in Q3, down 12 percent quarter on quarter and 7 percent year on year, respectively. By contrast, analysts forecasted the bank had 17.2 billion U.S. dollars of total revenues in Q3.

Both banks recorded less credit losses in Q3 as the economy continued to reopen and stimulus measures were at play.

J.P. Morgan had 611 million U.S. dollars of provisions for credit losses in Q3, down from 10.47 billion U.S. dollars in Q2 and 1.51 billion U.S. dollars in Q3 of 2019.

Citigroup reported 2.26 billion U.S. dollars of net credit losses, net allowance for credit losses and other provisions in Q3, in comparison with 7.9 billion U.S. dollars in Q2, 2020 and 2.08 billion U.S. dollars in Q3, 2019.

J.P. Morgan had 2.6 trillion U.S. dollars of assets under management, up 16 percent year on year, and the asset management sector contributed 877 million U.S. dollars of net income, up over 30 percent both from the previous quarter and Q3, 2019.

J.P. Morgan would operate branches in all of the lower 48 U.S. states by obtaining approval to open branches in ten more states recently, said Jamie Dimon, chairman and CEO of J.P. Morgan.

Dimon also noted that a well-designed stimulus package would lift the likelihood for the bank to have better operating results.

U.S. corporate profits have been more resilient than expected as member companies under the S&P 500 Index are less exposed to the service sector than the overall economy, according to a research note by UBS Global Wealth Management issued on Monday.

UBS raised the estimate of accumulated earnings per share with S&P 500 member companies in 2020 to 130 U.S. dollars from 125 U.S. dollars in addition to a similar hike for estimated earnings per share in 2021.

Member companies under the S&P 500 would have 34.5 U.S. dollars of accumulated earnings per share in Q3, 5 percent higher than market expectation of 32.9 U.S. dollars, Savita Subramanian, equity and quant strategist with Bank of America Securities, said on Monday.

 

来自: xinhua