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日本岩手银行与IBM合作签订区块链电子合同

2020-11-16 14:53

 

2020年11月13日,岩手县银行表示,它正在试验与IBM的电子合同区块链平台验证使用我的号码卡(Kojin Bangō)。


2015年推出的“我的号码卡”是日本的社会保障和税收身份证。它包括用户名、地址、出生日期、性别和分配给个人的号码。岩手银行将“我的号码卡”与区块链技术结合在一起签署电子合同,最初尝试验证公司联系人。这种解决方案不需要管理数字证书或IC卡,这是铁路和公共汽车常用的预付费智能卡。


除了防篡改之外,之所以选择区块链技术,是因为它支持机密性和权限管理,并实现业务流的自动化。这两家公司正在寻找其他银行和公司加入他们的行列。开发工作于本月开始,预计将于2021年4月至9月进行测试。


这并不是我的号码卡第一次用于区块链解决方案。今年5月,日本加贺市与区块链身份认证公司xID和信托银行合作,创建了基于区块链的标识(地方政府)表格电子应用程序。标识与xID的智能手机应用程序和我的号码卡配合使用,卡加市居民使用它在线完成行政程序。


专业服务公司安永(EY)和埃森哲(Accenture)都推出了专注于供应商采购的区块链合同平台。安永最近推出了Ops连锁网络采购解决方案,旨在将复杂的供应商协议转化为智能合同。自2020年初以来,埃森哲一直在使用名为True supplier Marketplace的区块链供应商采购平台。

 

On 13 November 2020, the Bank of Iwate said it is experimenting with IBM’s Blockchain platform for electronic contract verification using My Number cards (Kojin Bangō). 

Introduced in 2015, the My Number card is Japan’s social security and taxation ID card. It includes a user name, address, date of birth, sex, and a number assigned to the individual. Iwate Bank combines the My Number card with blockchain technology to sign electronic contracts, initially experimenting with verifying corporate contacts. This solution doesn’t require managing digital certificates or IC cards, the pre-paid smart cards often used for rail and bus. 

Apart from being tamperproof, blockchain technology was chosen because it enables the management of confidentiality and permissions and automates business flows. The two firms are looking for other banks and companies to join them. Development started this month and the trial is expected to fun from April to September 2021.

This isn’t the first use of the My Number card for blockchain solutions. In May this year, Japan’s Kaga City partnered with blockchain identity company xID and Trust Bank to create its blockchain-based LoGo (local government) Form Electronic Application. LoGo works with xID’s smartphone app and the My Number Card and is used by Kaga City residents to complete administrative procedures online.

Professional services firms EY and Accenture have both launched blockchain contract platforms focused on supplier procurement. EY recently unveiled its Ops Chain Network Procurement solution, aiming to turn complex supplier agreements into smart contracts. Accenture has been using a blockchain supplier procurement platform called the True Supplier Marketplace since early 2020.

 

来自: Ledger Insights