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联合国世界粮食计划署使用区块链直接付款

2020-12-25 12:13

 

Building blocks是联合国世界粮食计划署(WFP)利用区块链技术向冲突地区的难民提供现金转移。


通常,世界粮食计划署更愿意让金融机构用借记卡分发现金。然而,当地金融机构往往不可靠,或者规模不够大,无法处理冲突地区的付款。针对这些情况,世界粮食计划署创建了积木,作为使用移动支付向项目参与者分发现金的直接方式。该解决方案惠及生活在约旦难民营的10万多名叙利亚难民。


来自联合国粮食计划署的现金存放在个人账户的区块链账户上,所有交易都记录在区块链账户上。“建筑积木”还与联合国难民署的生物识别系统合作,该系统允许难民通过扫描眼睛从难民营的商店购买食物。


通过构建模块,个人得到加密的id或代码,以区分他们自己,而不会暴露他们的真实身份。


2019年,联合国粮食计划署在其所有行动中向64个国家的2800多万人发放了21亿美元。目前,Building Blocks帮助了全世界40多万难民。


联合国参与的另一项举措是与金融服务慈善机构Kiva共同开发的Kiva协议。该协议是一个区块链平台,为塞拉利昂居民创建在线身份,让难以获得贷款的个人能够证明自己的信用记录。


与此同时,联合国儿童基金会去年推出了加密货币基金,使该组织能够接收、持有和分发基于区块链资产的捐赠。

 

Building Blocks is a United Nations World Food Programme (WFP) that enables cash transfers to refugees in conflict zones using blockchain technology. 

Usually, the WFP prefers to use financial institutions to distribute cash using debit cards. However, local financial institutions can often be unreliable or simply not big enough to process payments in conflict zones. For these situations, the WFP created Building Blocks as a direct way to distribute cash to program participants using mobile payments. The solution benefits more than 100,000 Syrian refugees living in camps in Jordan.

Cash from the U.N. WFP is kept in individuals’ accounts on the blockchain ledger and all transactions are recorded on the permissioned blockchain. Building Blocks also partnered with UNHCR’s biometric identification system, which allows refugees to pay for food from shops in the refugee camp by scanning their eyes. 

Through Building Blocks, individuals are given encrypted IDs or code numbers to differentiate themselves without revealing their true identities. 

In 2019, the U.N. WFP distributed over $2.1 billion across all its initiatives to more than 28 million people in 64 countries. Currently, Building Blocks assists over 400,000 refugees around the world. 

Another initiative in which the U.N. is involved is the Kiva Protocol, developed alongside financial services charity Kiva. The Protocol is a blockchain platform that creates online identities for Sierra Leone residents and enables individuals who struggle to get loans to prove their credit history. 

Meanwhile, last year U.N.’s UNICEF launched its Cryptocurrency Fund, which enables the organization to receive, hold, and distribute donations made in blockchain-based assets.

 

来自: Ledger Insights