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孟加拉国,马来西亚的移动钱包使用RippleNet进行支付

2021-1-17 14:09


本周,Ripple宣布,马来西亚的移动货币和孟加拉国的bKash移动钱包通过RippleNet进行支付。RippleNet是一种与SWIFT竞争的支付信息服务,该交易不使用瑞波币。瑞波最近被美国证券交易委员会(SEC)起诉,称瑞波币是一种证券。

bKash首席执行官Kamal Quadir表示:“bKash很高兴与Ripple合作,与孟加拉国互信银行合作,为世界各地超过1000万非居民的孟加拉国人提供成本有效、快速、透明和可靠的汇款体验。”他说:“这项合作将为收款人和寄件人带来极大的方便,并鼓励外国汇款通过合法渠道流入本港,对本港经济作出进一步的贡献。”

2017年的数据显示,超过22万名孟加拉国工人从马来西亚汇钱回家。世界银行的数据显示,目前从马来西亚到孟加拉国的汇款成本从1.6%(西联汇款)到14.82%(平均3.97%)不等。

四个月前,bKash为孟加拉国-马来西亚支付走廊签署了另一份区块链协议。在这种情况下,支付宝使用渣打银行(Standard Chartered Bank)和支付宝所有者蚂蚁集团(Ant Group)的技术,从马来西亚金融科技公司Valyou汇款。

bKash得到了世界银行国际金融公司、比尔和梅琳达·盖茨基金会以及蚂蚁集团等机构的支持。

This week Ripple announced that Malaysia’s Mobile Money and Bangladesh’s bKash mobile wallet are connected via RippleNet for payments. RippleNet is the payment messaging service that competes with SWIFT and the deal does not use XRP. Ripple was recently sued by the U.S. Securities and Exchange Commission (SEC) over claims that XRP is a security.

“bKash is happy to have partnered with Ripple in collaboration with Mutual Trust Bank of Bangladesh to deliver a cost effective, fast, transparent and reliable remittance sending experience to more than 10 million non-resident Bangladeshis all over the world,” said Kamal Quadir, CEO of bKash. “This partnership will bring great convenience to both the recipients and senders, and contribute further to our national economy by encouraging inward foreign remittance flow through legal channels.”

More than 220,000 Bangladeshi workers remit money home from Malaysia, according to 2017 statistics. World Bank figures show that the current cost of sending money from Malaysia to Bangladesh ranges from 1.6% (Western Union) to a whopping 14.82%, with an average of 3.97%. 

Four months ago, bKash signed another blockchain deal for the Bangladesh – Malaysia payment corridor. In that case, it was to send remittances from Malaysian fintech Valyou, using Standard Chartered Bank and powered by technology from Ant Group, the owner of AliPay.

bKash is backed by the World Bank’s International Finance Corporation, the Bill and Melinda Gates Foundation and Ant Group, amongst others.

来自: Ledger Insights