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拜登提名的美国财政部长耶伦回应参议院关于数字资产的提问

2021-1-24 16:11

 

 

 

President Biden’s pick for U.S. Secretary of the Treasury Janet Yellen endured a lengthy senate nomination hearing on Wednesday where the questions only briefly touched on digital assets. However, she stated that cryptocurrencies are “mainly for illicit financing” and commented that there’s a “need to examine ways in which we can curtail their use and make sure that money laundering doesn’t occur through those channels.”

The senators submitted more detailed written questions as a follow up and the answers to these were published yesterday and signaled a slightly more accommodating approach.

Asked by Senator Daines about plans to ensure the U.S. remains a global financial services leader, Yellen concurred that the U.S. must lead in digital asset and financial technology areas.

“This requires us to develop a regulatory framework that fosters innovation and promising new technologies while addressing legitimate concerns,” said Yellen, and she commented that she looks forward to implementing such a framework.

Daines also asked about Secretary Mnuchin’s proposed FinCEN rules on digital assets, which effectively require a level of KYC on not just the customer but the customer’s counterparty. The rulemaking consultation period was initially somewhat abridged and the Treasury also commented that it wasn’t required to consult because it is a national security issue. Yellen said she’d review the proposals, including considering how to ensure input from stakeholders.

Senator Young asked about the threats and benefits of cryptocurrencies and digital assets. “I think it important we consider the benefits of cryptocurrencies and other digital assets, and the potential they have to improve the efficiency of the financial system,” wrote Yellen. “I think we need to look closely at how to encourage their use for legitimate activities while curtailing their use for malign and illegal activities.”

In other news, Biden’s pick for the Comptroller of the Currency is expected to be Michael Barr, a former adviser to Ripple and a keen proponent of financial inclusion.

 

拜登总统提名的美国财政部长珍妮特·耶伦(Janet Yellen)周三在参议院举行了漫长的提名听证会,听证会上的问题只是简短地涉及数字资产。然而,她表示,加密货币“主要用于非法融资”,并评论称,“有必要研究我们可以限制其使用的方式,并确保不会通过这些渠道进行洗钱。”


参议员们提交了更详细的书面问题作为后续行动,对这些问题的答案昨日公布,并显示出略微更宽松的态度。


在被参议员戴恩斯问及有关确保美国继续保持全球金融服务领导者地位的计划时,耶伦同意美国必须在数字资产和金融技术领域发挥领导作用。


耶伦说:“这需要我们制定一个监管框架,在促进创新和有前途的新技术的同时,解决合理的担忧。”她评论说,她期待实施这样一个框架。


戴恩斯还询问了姆努钦部长提出的关于数字资产的FinCEN规则,该规则实际上要求不仅对客户,而且对客户的交易对手方都有一定程度的KYC。制定规则的磋商期最初有所缩短,财政部也评论说,它没有被要求进行磋商,因为这是一个国家安全问题。耶伦表示,她将审查这些提议,包括考虑如何确保利益相关者的意见。


杨参议员询问了加密货币和数字资产的威胁和好处。耶伦写道:“我认为重要的是,我们要考虑加密货币和其他数字资产的好处,以及它们提高金融系统效率的潜力。”“我认为,我们需要仔细研究如何鼓励它们用于合法活动,同时减少它们用于恶意和非法活动。”


另外,拜登提名的货币监理官预计将是前Ripple顾问、普惠金融的积极支持者迈克尔•巴尔(Michael Barr)。

 

来自: Ledger Insights