找回密码
 立即注册
首页 区块链新闻 查看内容
  • QQ空间

瑞士银行合作实现区块链资产管理合规

2021-2-16 13:24

 

几家瑞士银行已经加入了WeCanComply,这是一个区块链平台,使私人托管银行和外部资产管理公司能够交换合规文件。去年10月,该公司宣布与朗巴德•奥迪耶(Lombard Odier)、皮克泰(Pictet)、埃德蒙•德•罗斯柴尔德(edmund de Rothschild)等公司签约。


本周,该平台的用户成立了一个独立的非营利组织——区块链金融协会(区块链Association for Finance),以进行治理。其他成员包括瑞士财富管理联盟(Alliance of Swiss Wealth Managers),代表管理资产超过1,000亿瑞士法郎(合1,120亿美元)的公司。


在财富管理行业,外部资产管理公司或独立资产管理公司本身不是私人银行,而是投资组合管理公司和投资顾问。资产的保管通常由私人托管银行负责。这种托管关系涉及相当多的合规问题,特别是因为资产管理公司通常要与几家托管银行打交道。


WeCanComply平台使资产管理公司能够一次创建必要的入职文件,并将其提交给多个托管银行。同样,对于任何更改。


我们想知道出于治理目的是否需要单独的关联。我们可以解释说,一个关键目标是在数据标准上达成一致。到目前为止,他们已经有了新员工培训的标准,并且正在计划一个了解客户(KYC)标准。该计划将在国际上推广该标准,并在每个管辖区进行本地调整。


区块链解决方案使用Hyperledger Fabric。


同时,有几个regtech解决方案探索区块链,包括KYC。阿联酋知道你的客户平台为KYC使用了norbloc技术,并于去年投入生产。斯里兰卡也在探索类似的解决方案。

 

Several Swiss banks have joined WeCanComply, a blockchain platform that enables private custodian banks and external asset managers to exchange compliance documents. Last October, it announced it signed up Lombard Odier, Pictet, Edmond de Rothschild and others. 

This week an independent non-profit was set up for governance by the users of the platform, the Blockchain Association For Finance. Other members include the Alliance of Swiss Wealth Managers, representing firms with more than CHF 100 billion ($112 billion) in assets under management.

In the wealth management sector, external asset managers or independent asset managers are not private banks themselves but rather portfolio managers and investment advisers. Custody of the assets is usually taken care of by Private Custodian Banks. This custodial relationship involves quite a bit of compliance, particularly because asset managers typically deal with several custodial banks.

The WeCanComply platform enables an asset manager to create the necessary onboarding documents once and submit them to multiple custodian banks. Likewise, for any changes.

We wondered about the need for a separate association for governance purposes. WeCan explained a key goal is to agree on data standards. So far, they have the standard for onboarding and are planning a know your customer (KYC) standard. The plan is to roll out the standard internationally with local adaptations for each jurisdiction.

The blockchain solution uses Hyperledger Fabric.

Meanwhile, there are several regtech solutions exploring blockchain, including for KYC. The UAE Know Your Customer platform uses norbloc technology for KYC and went into production last year. Sri Lanka is exploring a similar solution.

 

来自: Ledger Insights