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埃及国家银行开始使用RippleNet

2021-5-22 20:07

 

 

埃及最大的银行埃及国家银行(NBE)正在使用rippleenet区块链与阿拉伯联合酋长国货币兑换公司Lulu国际交易所进行跨境支付。去年2月,NBE首次宣布与Ripple达成协议。


NBE金融机构和国际金融服务集团负责人Hesham Elsafty表示:“就海外侨民社区收到的汇款而言,埃及是全球排名前五的国家。”


“鉴于汇款在埃及经济中发挥的重要作用,埃及国家银行将继续致力于发展和加强与这一业务相关的基础设施。”


从工人寄回国内的汇款来看,埃及2020年收到的汇款估计为240亿美元。根据世界银行的数据,2019年,汇入汇款占埃及国内生产总值的8.8%。


Elsafty继续说道:“NBE与Ripple的合作将帮助NBE在更广泛的市场建立新的联盟,降低成本,缩短整合时间,从而提高整体效率。我们非常兴奋地宣布我们与Ripple的新合作伙伴关系。”


虽然Ripple的On Demand Liquidity (ODL)解决方案使用了XRP加密货币,但只有少数银行接受了它。然而,几家主要银行都是RippleNet的支持者,这是一种无需瑞波币也能使用的支付消息解决方案。2020年,Ripple透露,RippleNet拥有300多个客户。


一些大银行包括桑坦德银行和三菱ufj金融集团。在阿联酋,国家富查伊拉银行(NBF)于去年3月加入了该网络。


与此同时,Ripple正在与SEC就XRP加密货币是否为证券进行诉讼。

 

The National Bank of Egypt (NBE), the country’s largest bank, is using the RippleNet blockchain for cross border payments with Lulu International Exchange, the United Arab Emirates currency exchange firm. NBE first announced its deal with Ripple in February last year.

“Egypt ranks amongst the top five countries worldwide in terms of remittances received from its overseas expatriate communities,” said Hesham Elsafty, Group Head for Financial Institutions and International Financial Services at NBE.

“Given the important role remittances play in the Egyptian economy, the National Bank of Egypt is continuously aiming to develop and enhance the infrastructure which pertains to this line of business.” 

In terms of inward remittances from workers sending money back home, Egypt received an estimated $24 billion for 2020. According to the World Bank, in 2019, inward remittances amounted to 8.8% of Egypt’s GDP.

Elsafty continued, “NBE’s partnership with Ripple will help to improve overall efficiency by enabling NBE to establish new alliances across wider markets with reduced cost and quicker integration time. We are very excited to announce our new partnership with Ripple.”

While money transfer companies are attracted to Ripple’s On Demand Liquidity (ODL) solution that uses the XRP cryptocurrency, only a handful of banks have embraced it. However, several major banks are supporters of RippleNet, the payment messaging solution that can be used without XRP. In 2020, Ripple disclosed that RippleNet had more than 300 customers.

Some of the big banks include Santander and MUFG. In the UAE, the National Bank of Fujairah (NBF) joined the network last March.

Meanwhile, Ripple is in the middle of litigation with the SEC over whether or not the XRP cryptocurrency is a security.

 

来自: Ledger Insights