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瑞士、法国中央银行进行 CBDC 批发试验

2021-6-11 11:28


今天,瑞士国家银行宣布与法国银行和BIS创新中心共同参与批发央行数字货币(CBDC)试验。该解决方案旨在使用数字瑞士法郎和数字欧元来结算股票或债券等金融工具的跨境交易。各国央行不希望此次测试被解读为启动CBDC的决定。


参与“Jura项目”跨境和解试验的其他参与者包括埃森哲及其由瑞士信贷(Credit Suisse)、法国国家银行(Natixis)、R3、SIX Digital Exchange和瑞银(UBS)组成的财团。这些参与者也是埃森哲(Accenture)在法国央行(Banque de France)开展的数字化欧元批发实验联盟的成员。法国央行创建了八个财团,这是迄今为止规模最大的央行数字货币试验之一。最近,它提供了一个CBDC来解决欧洲投资银行公开发行区块链债券。


使用分布式账本技术可以实现股票交易的即时结算或交付与支付(DvP)。这是一个原子事务,所以如果事务的一部分失败,比如转移资产或支付,双方都会失败。这类交易的一个潜在优势是,它减少了在交易失败时处理信用风险的中央交易对手方的需求。


“瑞士国家银行(Swiss National Bank)已经在调查作为Helvetia项目一部分的CBDC批发交易的代币化资产结算。我们期待通过参与这一激动人心的倡议,将这一分析扩展到跨境背景,”瑞士国家银行管理委员会成员Andréa M. Maechler说。


六个月前,瑞士国家银行(Swiss National Bank)分享了Helvetia项目的结果,结论是该项目取得了成功,但还需要做更多工作。这可能让计划不久推出数字资产交易所的SIX Digital Exchange (SDX)感到失望。相反,SDX计划使用自己的SDX硬币,由央行的存款支持。


Benoît Cœuré, BIS创新中心负责人,也参与了Helvetia项目,他认为Jura项目是BIS针对G20目标改善跨境支付的其他工作的补充。国际清算银行正在亚洲与香港、泰国、中国和阿联酋的央行共同参与一个多cbdc试验。此外,新加坡金融管理局(Monetary Authority of Singapore)的邓巴项目(Project Dunbar)也在进行另一项测试,目的是让单一分布式账本系统用于商业银行的多个cbdc跨境支付。

Today the Swiss National Bank announced it’s participating in a wholesale central bank digital currency (CBDC) trial with the Banque de France, and the BIS Innovation Hub. The solution aims to use the digital Swiss Franc and digital Euro to settle cross border trades for financial instruments such as stock or bonds on a blockchain. The central banks don’t want the tests to be interpreted as a decision to launch a CBDC.

Other participants in the Project Jura trial for cross border settlements are Accenture and its consortium of Credit Suisse, Natixis, R3, SIX Digital Exchange and UBS. These participants are also part of Accenture’s consortium for wholesale digital Euro experiments at the Banque de France. The French central bank created eight consortia in one of the largest central bank digital currency trials to date. Recently it provided a CBDC to settle the public blockchain bond issue by the European Investment Bank.

Using distributed ledger technology enables instant settlement or delivery versus payment (DvP) of a stock trade. This is an atomic transaction, so if one part of the transaction fails, such as transferring the asset or payment, both sides fail. A potential advantage of this sort of trade is it reduces the need for central counterparties who exist to deal with credit risks when transactions fail.

“The Swiss National Bank is already investigating the settlement of tokenised assets with wholesale CBDC as part of Project Helvetia. We are looking forward to expanding this analysis to a cross-border context by participating in this exciting initiative,” said Andréa M. Maechler, Member of the Governing Board, Swiss National Bank.

Six months ago, the Swiss National Bank shared the results of Project Helvetia, where the conclusion was it was a success, but more work is needed. This was perhaps disappointing for the SIX Digital Exchange (SDX), which is planning to launch its digital asset exchange soon. Instead, the SDX plans to use its own SDX coin backed by deposits at the central bank.

Benoît Cœuré, Head of the BIS Innovation Hub, also involved in Project Helvetia, observed that Project Jura complements other BIS work that targets a G20 goal to improve cross border payments. The BIS is participating in a multi-CBDC trial in Asia with the central banks of Hong Kong, Thailand, China and the UAE. Plus, there’s another test with the Monetary Authority of Singapore, Project Dunbar, for a single distributed ledger system to be used for multi-CBDC cross border payments by commercial banks. 


来自: Ledger Insights